作　　者： ; ; (易行健）;

机构地区： 广东外语外贸大学

出　　处： 《广东外语外贸大学学报》 2014年第3期35-41,共7页

摘　　要： 本文采用2009年农村住户调查的微观截面数据,重点考察农村地区未婚子女性别结构对我国农户储蓄行为的影响。结果表明:0-14岁子女性别结构对家庭储蓄率无显著影响,15-24岁未婚女性占同年龄段子女总数之比与家庭储蓄率呈显著负相关,而15-24岁未婚男性占比与家庭储蓄率呈显著正相关;分收入阶层及分位数回归表明子女婚事对低收入家庭的影响显著大于对高收入家庭的影响;性别比失衡显著提高了有15-24岁未婚儿子的家庭的储蓄率,并显著降低有15-24岁未婚女儿的家庭的储蓄率。文章依此提出降低性别比、改变农村婚娶习俗和提高农村社会保障水平等政策建议。 Based on the survey of households in rural China in 2009, this paper focuses on the effects that the sex struc-ture of unmarried children has on rural families’ behavior toward savings. The results reveal that：sex structure of 0-14 years old children has no signiifcant impact on household saving rate, the ratio of 15-24 years old unmarried daughters to all children of the same age has a signiifcant negative correlation with household saving rate, and the ratio of 15-24 years old unmarried sons to all children has a signiifcant positive correlation with household saving rate. The impact of children’s marriage on low-income families is greater than on high-income families. Regional sex ratio imbalance signiifcantly improves saving rate of households with 15-24 years old unmarried sons;on the contrary, it signiifcantly reduces saving rate of households with unmar-ried daughters of the same age. This study contributes to an understanding of the effects of children’s sex structure on rural families’ behavior to savings. On this basis, this paper suggests decreasing sex ratio, changing wedding custom and increasing social security in the rural areas.

关 键 词： 储蓄率 农村家庭 未婚子女性别结构

领　　域： [经济管理—金融学]