作　　者： ; (黄一）;

机构地区： 中国科学技术大学管理学院

出　　处： 《河海大学学报（哲学社会科学版）》 2010年第4期68-73,共6页

摘　　要： 金融危机带来了商业银行的道德危机,道德资本理念的缺乏是制约商业银行稳健发展的内在原因。对道德和资本的传统狭隘性解读以及"道德资本化"和"资本道德化"导致道德资本概念长期难以达成共识。商业银行信用典范性决定了它与道德资本存在必然的联系,道德资本理念已经成为提升现代商业银行竞争力的核心要素。员工对企业"三感"满意度的提高是道德资本的感性呈现。"业绩冲动"和企业内部收入悬殊成为制约道德资本理念生成的重要因素。克服对道德功能的片面解读和人性自私论的误读、超越集体价值本位论思维模式、善于将激励与人道关怀相结合是培育道德资本理念的重要路径选择。 The moral crisis of commercial banks results from financial crisis. And the internal reason which restricts the steady development of commercial banks lies in the shortage of moral capital. For a long time,it is difficult to reach agreement on the ideal of moral capital because of the traditional narrow-minded interpretation of morality and capital and the ideas of 'the moral capitalization' and 'the capital moralization'. The characteristic of model credit of commercial banks makes it possible to inevitably connect with moral capital. The idea of moral capital has become the core element which enhances the competitiveness of commercial banks. If the employers feel more satisfactory on the three aspects of the enterprises,then the moral capital can be reflected perceptually. It is pointed out that the 'performance impulse' and the income disparities within the enterprise are important factors which restrict the formation of the idea of moral capital. Therefore,in order to stimulate the formation of the idea of moral capital it is important to avoid the one-sided interpretation of moral functions and the misunderstanding of the selfishness related with human nature. Also it is necessary to transcend the thinking mode of the collective value and combine stimulation with humanity concern.

关 键 词： 道德 道德资本理念 商业银行

领　　域： [哲学宗教—伦理学]