作　　者： ; (李娟）;

机构地区： 中南财经政法大学法学院

出　　处： 《云南财贸学院学报》 2005年第5期35-38,共4页

摘　　要： 作为“舶来品”,保证保险在中国学术界引起诸多争议。国内对保证保险的性质存在三种学说:保险说、保证说和联姻说。无论是在存在原因、责任还是在运作上,保证保险都应当属于一种担保方式而非保险经营。中国保险界对保证保险的认识存在诸多误区。从中国保险业自身之稳定出发,保证保险之业务应当由专门的担保公司来经营,而不宜由保险公司兼营。 As a “foreign goods”, guaranty insurance has mush disputes about its nature. In China ,there are three theories, namely ,insurance surety and synthesis. Guaranty insurance should be a way of surety instead of insurance on the base of existence reason, hability, and operation. There are misunderstandings about the guaranty insurance existing in our insurance circles. Considering our insurance industry＇s stability, as a guaranty business, guaranty insurance should be managed by special guaranty company instead of being managed concurrently by insurance company.

关 键 词： 保证 保险 保证保险 性质

领　　域： [经济管理—保险]