作　　者： ;

机构地区： 深圳证券交易所

出　　处： 《西部金融》 2010年第9期11-13,共3页

摘　　要： 2009年12月11日美国总统奥巴马提交给国会审议的金融监管法案(The Wall Street Reform and Consumer Protection Act)在众议院以232比202的票数通过。这是继1933年制订的《格拉斯-斯蒂格尔法案》和1999年颁布的《金融服务现代化法案》之后,美国有关金融监管体系的又一部重要法律文件。从立法意图看,这部法律虽然收紧了之前过度放松的监管模式,但金融监管由机构监管向功能监管的趋向却得到进一步强化。本文对新法案主要改革内容及各方评论与反应进行了述评。 The Wall Street Reform and Consumer Protection Act that submitted to the Congress by President Obama was passed with 232 to 202 in the House of Representatives.It is a prominent legal document of financial supervision system in U.S.history since the revision of Glass-Steagall Act in 1933 and the enact of Financial Services Modernization Act in 1999.Judging from the legislative intent,though the law tightens up the over-relaxed regulatory approach,the trend of functional supervision from institutional supervision has been further strengthened.This article comments on the contents of the new act and the responses to the act.

关 键 词： 监管改革 消费者保护

领　　域： [经济管理—金融学]