作　　者： ; (曹琼）;

机构地区： 汕头大学

出　　处： 《汕头大学学报（人文社会科学版）》 2020年第9期69-75,96,共8页

摘　　要： 长期护理保险的筹资机制确定其资金来源、筹资模式、筹资标准,划定个人、单位和国家等各缴费义务主体的责任边界,并对保障范围和保障水平产生决定性影响。我国应基于"未富先老"的国情,坚持制度自信,将文化传承和创新、域外经验借鉴与本土化相结合,以老人福祉为标杆,形成资金来源独立、标准统一、能落地和可持续的长期护理保险筹资机制,为建设与经济社会发展水平相适应的中国特色社会主义长期护理社会保险制度提供稳定的资金保障。 The funding system of long-term care insurance determines the sources of funds,the modes and standards of funding,and clarifies the obligations of the individual,units and the government.It affects substantively the insurance benefits and standards of long-term care insurance system.The funding system in future China shall be independent with unified national standards and is expected to be feasible and sustainable conforming to the fact of“become old before getting rich”and is able to demonstrate the advantages of the socialist system with Chinese characteristics in safeguarding the well-being of the aged.

关 键 词： 长期护理保险 筹资机制 制度设计

领　　域： [经济管理—保险]