作 者: ;
机构地区: 广东理工职业学院
出 处: 《金融教育研究》 2012年第2期18-21,共4页
摘 要: 文章针对当前经济金融环境下金融创新的正负效应,银行业金融机构创新所面临的风险进行了分析,提出了更新理念,提升自主创新能力;加强创新机制建设,完善创新组织管理体系;建立科学风险评级体系;加强信息技术风险管理;加强对银行业金融机构创新业务的监管以及加强金融业国际间合作等具体措施,旨在促进银行业金融创新的健康发展。 The article analyses the positive and negative effect of financial innovation and banking financial in- stitution innovation risk in current economic and financial environment, then puts forward new ideas:enhancing in- dependent innovation ability ; strengthening the construction of innovation mechanism ;improving innovation organiza- tion management system; establishing a scientific risk rating system; strengthening the information technology risk management ; strengthening the banking financial institution operation of financial industry specific measures, thereby in financial innovation. innovation business supervision and the international co- order to promote the healthy development of the banking
领 域: [经济管理—金融学]