作　　者： ;

机构地区： 深圳大学

出　　处： 《南亚研究季刊》 2009年第3期 48-53,共6页

摘　　要： 印度保险业发展经历了一个从开放的自由竞争到国有化、然后又重新回到自由竞争市场的辨证回归过程。印度保险市场规模较小，外资比例较低，但集中程度较高；个人寿险市场发展较快，但团体寿险滞后。印度保险业改革相对落后于经济发展改革，改革进程一波三折，其措施主要包括向私营企业和外资企业开放保险市场，加强政府对保险市场的监管。自由化改革为印度保险市场既带来机遇，又带来挑战。自由竞争机制的引入和持续的经济增长为印度保险市场发展奠定了良好的前景。 India's insurance industry has experienced a radical transformation from free market to national monopoly and then back to free market. India's insurance market features a relatively smaller market size,lower participation of foreign investment,higher market concentration,a faster growth rate of individual life insurance but a slower growth rate of group life insurance. The reforms of India's insurance industry that lag behind national economic reforms,experienced a fluctuating process with measures including the opening to the foreign insurance companies,strengthening governmental supervision on insurance market. The reforms have brought both opportunities and challenges to India's insurance market. The introduction of free competition and the growing national economy have created a good prospect for India's insurance industry.

关 键 词： 印度 保险市场 发展 改革 前景

分 类 号： [F843.510]

领　　域： []