作　　者： ;

机构地区： 华南师范大学

出　　处： 《武汉大学学报：哲学社会科学版》 2009年第4期555-559,共5页

摘　　要： 健全的个人信用体系，是适用破产免责制度的前提。设立自然人破产制度是市场主体地位平等的体现，是促进公平竞争，弥补新破产法以及与国际破产规则接轨的需要。自然人破产制度能够平衡和保障债权人、债务人的利益，是完善社会主义市场经济体制的必然选择，是构建和谐社会的基础。由于自然人破产的特殊性，我们应加快个人信用体系的建立和完善，在适用程序上与企业破产应有所区别，其中包括许可免责制度、自由财产制度以及人格破产与复权制度等。 The bankruptcy responsibility escape system is subject to a sound individual＇s credit system. The establishment of natural person bankruptcy policy is the embodiment of equality of market entity, promotion of fair play, supplementation of new Bankruptcy Law and the conformity to international norms. The system of natural person~ s bankruptcy can balance and guarantee the interest of both the debtee and debtor and it is both the natural results of the perfection of socialist market economic system and the foundation of a harmonious society. Due to the specialty of the bankruptcy of natural person, we need quicken the establishment and perfection of individual＇s credit system, which is different from corporate bankruptcy in the procedures applied, including permission of exemption system, freedom of property, and bankruptcy of personality and its rehabilitation.

关 键 词： 个人信用 自然人破产 破产免责 制度设置

分 类 号： [D922.291.92 F832.479]

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