作　　者： ;

机构地区： 广东外语外贸大学

出　　处： 《台湾研究集刊》 2010年第6期 54-61,共8页

摘　　要： 财产的有限性造成大陆农民难以从正规金融机构获得贷款,而融资的＂两面性＂进一步加剧了农民融资难问题。透过农民融资难的各种表象,其本质原因在于农地使用权、金融体制等方面的制度诱因造成农村金融压抑的现状。本文根据在台期间获取的资料和数据,从比较研究的视角出发,得出台湾土地财产权、农村金融以及农民组织的发展特征,进而总结出有益于大陆解决农民融资难问题的经验,并提出改革建议。 It＇s difficult for mainland farmers to obtain loans from regular financial institutions because of the limitation of property,financing is two - faced,which exacerbates the financing problems.By analyzing the appearances of the problem,the intrinsic reason lies on institutional causes,such as land property rights,financial institutions,that leads to finance repressive in rural China.According to the data collected in Taiwan,This article introduces related institutions in Taiwan and concludes some experiences beneficial to mainland China from the prospective of comparative analysis.Accordingly,this paper provides suggestions to reform institutions so as to solve the financing problem in rural China.

关 键 词： 融资难 台湾经验 财产权 农会信用部 金融改革

分 类 号： [D927]

领　　域： []