作　　者： (唐德祥）; (王琛）; (唐弋夫）;

机构地区： 重庆理工大学经济金融学院,重庆400054

出　　处： 《重庆理工大学学报（社会科学）》 2017年第7期48-57,共10页

摘　　要： 改革开放以来,金融业对我国经济的持续快速发展起到较大的促进作用,但与此同时城乡收入差距逐渐扩大,引起人们广泛关注。运用系统GMM估计的动态面板数据模型,实证考察我国金融发展与城乡收入差距之间存在的内在关系及其地区异质性。实证结果表明:金融效率对城乡收入差距具有显著的负向作用,其影响程度按东、西、中部地区的顺序依次递增;金融规模对中部地区的城乡收入差距具有显著的正向作用,但对东部和西部地区的影响不显著。根据研究结论,有针对性地为缩小城乡收入差距提出相关政策建议。 Since the reform and opening up, the financial industry has played an important role in promoting the rapid and lasting development of economics in our country, while the urban-rural income gap has also been gradually expanded, which also triggers people＇s extensive attention. The paper applies the dynamic panel GMM estimators in Stata to study the inner relationship between financial development and urban-rural income gap as well as the regional heterogeneity empirically. The results show that the impact on the financial efficiency of urban-rural income gap is significantly negative and different; specifically speaking, the effect is most significant in the central region, followed by the western region, while the eastern region is the least significant. The influence of the financial scale in the central region is significantly positive, but no significant impact on the eastern and western areas. According to the research conclusion, the paper puts forward the relevant suggestions which targets to narrow the income gap between the urban and rural areas.

关 键 词： 城乡收入差距 金融效率 金融规模 系统 估计的动态面板数据模型