作　　者： (李佳鹏）;

机构地区： 华南农业大学公共管理学院,广东广州510642

出　　处： 《特区经济》 2017年第8期85-88,共4页

摘　　要： 传统农村金融服务"三农"的效率低,作为互联网金融与"三农"结合下的新业态,农业众筹为解决家庭农场融资困境提供新方向。本文通过定量分析,介绍农业众筹的发展现状、类型和操作流程;从家庭农场融资需求视角,比较分析传统农村金融服务和农业众筹各自对家庭农场融资的影响,得出农业众筹的融资服务具有高度灵活、低成本、风险小和准入门槛合理的优势;最后,结合实际,提出包括提升农业众筹认知度、明确监管主体等优化建议。 The efficiency of the services from traditional rural finance for the ＂Agriculture,rural areas and farmers＂ is low. With the combination of the Internet finance and the ＂agriculture, rural areas and farmers＂,agricultural crowdfunding, as a new format, provides a new direction to solve the financing dilemmas of family farms. This paper introduces the current situations of the development, types and operation process of the a-gricultural crowdfunding through quantitative analysis. From the perspectives of family farm financing,this paper comparatively analyzes the effects of the services from traditional rural finance and agricultural crowdfunding on the financing of the family farms. It is concluded that the financing services from agricul-tural crowdfunding has the advantages of high flexibility, low cost and risk, and reasonable access threshold.Finally, combining with practice, this paper proposes some optimized suggestions,such as raising cognition degree of agricultural crowdfunding,clarifying the subject of supervision and so on.

关 键 词： 农业众筹 家庭农场 互联网金融