作　　者： (陈丹青）;

机构地区： 华南理工大学法学院,广东广州510006

出　　处： 《保险职业学院学报》 2017年第4期79-82,共4页

摘　　要： 巨灾通常伴随着大规模损害结果。受害者心理上的损害已难以弥补,应致力于物质上的充分救济。我国传统上的巨灾救济机制偏重行政救济,强调国家责任,而忽视了其他救济制度构建,导致巨灾救济途径单一,救济效果非常有限。我国应当借鉴国外先进经验,拓宽巨灾救济途径。通过巨灾保险、再保险等,分散巨灾大规模致损的风险,以求尽可能及时、充分对受害者遭遇的损失进行救助。 Catastrophe is usually accompanied by large -scale damage. The victim＇s psychological damage has been difficult to make up, should be committed to the material full relief. China＇s traditional catastrophe relief mechanism lays particular stress on administrative relief, emphasizing country responsibility, while ignoring the construction of other relief systems, leading to a single catastrophe relief which is extremely limited. China should learn from foreign advanced experience, enrich the catastrophe relief. Through the catastrophe insurance, reinsurance, etc., to scatter the risk of catastrophe and fullyrescue the victims as soon as possible.

关 键 词： 巨灾 大规模致损 保险 再保险