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论我国农业保险发展的瓶颈及突破途径

作  者: ;

机构地区: 广东财经大学

出  处: 《现代财经:天津财经学院学报》 2007年第4期 19-22,共4页

摘  要: 改革开放以来,我国保险业整体发展迅速,但农业保险发展非常滞后,农业风险保障严重缺乏;且经营技术落后、巨灾保障机制缺失、法律法规建设缺位、农民风险与保险意识薄弱。突破这些瓶颈的有效途径是:注重经营创新,增强发展动力;建立巨灾风险保障体系,提供再保险支持;制定农业保险法律,为农业保险发展保驾护航;同时加强农业保险宣传力度,营造良好的发展环境。 Since the implementation of openness and reform policy, the insurance industry as a whole has developed very fast while the agricultural insurance is sluggish with the lack of risk guarantee. There is a good trend for the development of china' s agricuhural insurance at present. However, there still exist bottlenecks of the development of agricultural insurance, such as backward operation technique; no guarantee for catastrophic loss; the absence of relevant laws and regulations, and the lack of consciousness of risk and insurance. The effective channels to break through these bottlenecks are, improving operation technique to strengthen development power; building reinsurance system to disperse catastrophic loss; instituting agricultural insurance law; and reinforcing the publicity for agricultural insurance to build a coordinate development environment.

关 键 词: 农业保险 经营技术 巨灾风险 风险与保险意识

分 类 号: [F830.61]

领  域: []

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