导　　师： 李合龙;翟曲

学科专业： 0251

授予学位： 硕士

作　　者： ;

机构地区： 华南理工大学

摘　　要： 碳金融服务于低碳经济，是为减少温室气体排放、缓解全球气候变暖问题而产生的金融活动，它的出现在全球范围内掀起一场转变金融发展模式的革命。商业银行作为重要的金融机构，碳金融的发展对其影响甚大。中国开展碳金融时间较短，碳金融体系尚未健全，国内大部分商业银行缺乏开展碳金融积极性。然而，在低碳经济下，国内商业银行以传统存贷业务为主的发展模式已严重制约了银行自身的发展。参与碳金融，能为商业银行提供转型契机，有利于其实现可持续发展。因此，探讨国内商业银行开展碳金融的影响效应，有助于促进国内碳金融与商业银行的共同发展。 本文在阐述目前国内外商业银行开展碳金融的现状以及整理相关文献研究基础上，通过理论与实证分析国内商业银行开展碳金融对银行的影响效应。首先从“为什么开展”、“怎么开展”以及“开展效应如何”三个理论方面阐述商业银行开展碳金融的动因、形式与影响效应。然后对商业银行开展碳金融的影响效应进行实证分析。基于理论与实证分析的结果，最后从外部机制的构建、带动效应的形成以及内部机制的完善三个方面提出商业银行开展碳金融的对策建议。 本文采用理论分析与实证分析相结合的方法，对商业银行开展碳金融的影响效应做出积极的探索，并得到如下的研究结论：商业银行积极开展碳金融能促进其盈利能力、创新能力以及风险管理能力的提升，从而提高银行竞争力，有利于其可持续发展。当前，国内碳金融处于起步阶段，商业银行开展碳金融的积极性不足，急需构建并完善银行内部与外部碳金融机制。而国有商业银行是国内商业银行的核心，其对碳金融开展的带动效应有待加强。 Carbon finance services for low carbon-economy. Its main goal is to reducinggreenhouse gas emissions, mitigating the global warming problem. It has set off a revolutionof financial development around the world. As an important financial institution, thecommercial banks are greatly influenced by the development of carbon finance. Carbonfinance appeared in China in a shorter time, so the carbon financial system here is not perfect.Most domestic commercial banks lack of carbon finance initiative. However, Chinesecommercial banks that with deposit and loan as the main business are seriously restricted theirdevelopment in the low carbon economy. Therefore, this paper discusses how the carbonfinance affected the development of domestic commercial banks and then puts forwardcorresponding countermeasures. Aim to promote the development of carbon finance andChinese commercial banks. This paper first presents the situation of foreign and domestic commercial banks withcarbon finance and organizes the relevant literature research. Then it studies the effects ofChinese commercial banks with carbon finance development by theoretical and empiricalanalysis to. Theoretical analysis is studied from motive to 'how to develop''how to carryout effect' these three aspects. Empirical analysis is studied the exact relationship between theactivity and the effects about carbon finance of commercial banks. Based on the results oftheoretical and empirical analysis, it put forwards three countermeasures for commercialbanks to develop carbon finance including external mechanism, the formation of drivenforce and the perfection of the inner mechanism three aspects. Base on the theoretical analysis and empirical analysis, this paper gets followingconclusion: the commercial banks that develop carbon finance positively promoted its profitability, innovation ability and risk management ability better than the others and this isconducive to the sustainable development. At present, the carbon finance is at the startingstage in China, and Chinese commercial banks lack of enthusiasm to develop carbon finance.It is needed to build and perfect the internal and external carbon finance mechanism forChinese commercial banks. Now the state-owned commercial banks are the core of domesticcommercial banks. They need to strengthen their driving force for the carbon financedevelopment.

关 键 词： 碳金融 商业银行 影响效应 独立分布 检验

分 类 号： [F832.33]

领　　域： [经济管理]