导　　师： 胡颖

学科专业： 020204

授予学位： 硕士

作　　者： ;

机构地区： 暨南大学

摘　　要： 农村社会养老保险是国家为保障因年老丧失劳动能力的农村居民的基本生活,而根据一定的法律法规建立的一项制度。农村社会养老保险能否保证居民的“老有所养”问题,就在于其发展水平的高低。较低的养老保险水平无法保障农村居民的养老问题；相反,过高则易于滋生农民慵懒的习性,同时会对政府财政造成过大的负担,不利于社会经济发展。因此,适度的养老保险水平,既要注重需求,亦要考虑供给。 本文在阐述农村社会养老保险相关理论基础之上,梳理了我国农村社会养老保险发展现状及存在的问题,之后,以福建省为例,从福建省的农村养老保险现状出发,利用农村社会养老保险金居民纯收入率、农村社会养老保险适度水平测度模型、农村社会养老保险财政支出比重系数、农村社会养老保险收支平衡模型四种测度指标和模型,对福建省农村社会养老保险现状水平从需求和供给两个方面进行测评,并将测度结果与适度水平进行一定的比对分析后发现,从四个指标和模型的现状评价来看,福建省存在农村社会养老保险金居民纯收入率过小、农村社会养老保险适度水平偏低、农村社会养老保险财政支出比重系数不高、农村社会养老保险适度供给额度严重不足等现象,福建省农村社会养老保险的发展处于适度发展区间之外。同时,依据定量分析结果,本文对影响福建省农村养老保险发展水平的各种因素进行分析,并提出了相应的治理对策,旨在为我国的农村社会养老保险体系的建设提供一定的借鉴意义。 According to laws and regulations,rural social endowment insurance is a certain established system which is for the protection of the basic livelihood of the rural residents who is unable to work due to old age.If a pension can ensure residents of the "sense of security " issue, it depend on the level of its development.Lower level of endowment insurance can not protect the residents from nothing to feed on the old-age.On the contrary, it is easy to breed lazy habits of farmers, while government finances caused by an excessive burden, not conducive to social and economic development. Therefore, the appropriate level of pension insurance is necessary to meet the demand and the supply. In this paper, we take Fujian Province as an example, on the basis of elaborate theories, from the current situation of the rural old-age insurance of Fujian Province.we use rural social endowment insurance Jinju Min net income rate, moderate levels of social security measure model, the proportion of financial expenditure of social pension insurance coefficient Rural social endowment insurance balance model a.On the status of Fujian Province, we analyse the level of rural endowment insurance both from the demand and supply aspects, and constrast to a certain moderate level, with measurement results of analysis, Fujian rural social pension insurance Jinju Min net income ratio is too small, moderately low levels of pension and social pension insurance coefficient is not high proportion of financial expenditure, the amount of social pension insurance moderately severe shortage of supply of such phenomena, Fujian rural social endowment insurance Development is outside the range of appropriate development. Meanwhile, according to quantitative analysis, the impact of Fujian Province on the level of development of rural endowment insurance of various factors, and put forward corresponding countermeasures, aimed at China's rural social endowment insurance system to provide a reference for the construction of meaning.

关 键 词： 农村社会养老保险 福建省 适度发展水平

分 类 号： [F842.6 F224]

领　　域： [经济管理] [经济管理]