机构地区: 暨南大学管理学院
出 处: 《暨南学报(哲学社会科学版)》 2004年第3期28-30,共3页
摘 要: 我国现阶段的信用缺失体现为三个层次 ,其直接诱因是不对称信息和不完全契约 ,而深层诱因是信用制度的缺位。通过信用制度变革与创新 ,使外部性、风险和交易成本所引起的收入的潜在增加内在化 ,可以有效地打击失信行为的动机 ,同时提高整个社会的信用交易量 ,推动经济发展。 Nowadays, the credit deficiency in China is manifested on three levels. The direct inducements to it are unsymmetrical information and incomplete contract, while the deep inducement is the absence of credit institution. The transform and innovation of credit institution can effectively beat credit-breaking, improve the transaction volume and speed up the process of market economy by internalizing the potential increase in income induced by externality, risk and transaction cost.
领 域: [经济管理]