机构地区: 华中科技大学法学院
出 处: 《中国农业大学学报(社会科学版)》 2004年第1期63-66,共4页
摘 要: 我国信用体系不健全已经成为妨碍我国经济正常运转的严重障碍,而美国有着发达的消费信用市场和法制化的个人信用运行机制,可以为完善我国个人信用制度提供有益的经验。文章通过对美国个人信用的运行体系及其法律制度的分析,提出了一些有利于我国个人信用制度的建议。 At present, the prevalence of dishonest operation have seriously hindered national economic development. But in America, the personal credit system is well-developed. This essay analyzes the run and the legal rules of the personal credit system in America, and put forward some proposals to establish a reliable national personal credit system in China.