机构地区: 暨南大学经济学院金融学系
出 处: 《现代日本经济》 2004年第2期28-32,共5页
摘 要: 日本寿险公司倒闭事件给世界寿险业带来冲击,也引发了我们的深层思考。日本寿险公司倒闭的主要原因在于利差损,利差损产生的根源归根结底是由寿险公司的资产负债不匹配引起的。我国寿险公司应在经营过程中强化资产负债管理,以防范风险。 The liquidation incidents of the Japanese life insurance companies have shocked the world life insurance industry and led to profound reflection on our part. The major cause of the bankruptcy of the Japanese life insurance companies lies in the spread loss which is rooted in the mismatch of assets and liabilities. The life insurance companies of China should, in the process of management and operation, strengthen their asset-liability management, so that serious risks could be prevented.