作　　者： ; ; (等）;

机构地区： 香港中文大学

出　　处： 《高等教育研究》 2003年第1期45-52,共8页

摘　　要： 根据政府对资本市场干预程度的不同 ,香港地区形成了三类教育贷款 ,即政府补贴性贷款、成本回收型教育贷款和盈利性教育贷款。这三类教育贷款在满足不同群体的教育需求上是互补的。香港入息教育款的成本回收率达 71 .4% ,这表明香港的教育贷款已形成了一个良好的资金发放与回收体系 ,1 In accord with the degree of interference from the administration to the capital market, there are mainly three sort of student loans in Hong Kong, namely means\|tested student loan, non means\|tested student loan and profitable student loan. These three are compensating with each other in satisfying various demand of education in different groups. The repayment ratio of student loan reaches 71.4%, showing that a comparatively healthy student loans system of granting and repaying has been established. The 1% default ratio of student loan also indicate the maturity of individual credit system and finance network system.

关 键 词： 香港地区 学生贷款 贷款机构 贷款效率 教育贷款

领　　域： [经济管理]