作　　者： ;

机构地区： 郑州大学商学院

出　　处： 《郑州大学学报（哲学社会科学版）》 2001年第3期20-24,共5页

摘　　要： 政府在渐进改革过程中采取了强金融控制战略，实行较为严厉的金融管制，国有银行垄断及其产权缺陷降低了金融竞争度。中国近２０年来的金融创新就在这一背景下跌宕起伏地推进，总体规模不大，并带有明显的扭曲和投机色彩。随着改革开放的不断深化和经济市场化程度的逐步提高，金融创新浪潮即将到来。对此，政府应当在确保宏观金融稳定的前提下采取各种鼓励措施。 Government took the strategy of strong financial control and carried out stern financial supervision in gradual reform. The monopoly of state-owned bank and its ownership defect reduced the level of financial competition. The financial innovation of China has been carried out on this background in the past 20 years, undulant,small scale , twisty and speculative. Along with deepening of reform and open and increasing of marketlization, the tide of financial innovation is about to come. For this, government should adopt varied promptive measures while macro-financial stability assured.

关 键 词： 计算机技术 金融创新 金融管制 金融竞争 中国 经济分析

领　　域： [经济管理]