机构地区: 华南农业大学经济管理学院
出 处: 《当代经济管理》 2014年第3期93-96,共4页
摘 要: 国际间的网络借贷,即发达国家的贷款人将钱免息借给发展中国家的低收入者。文章对此类公益型网络借贷的贷款人的贷款动机的相关理论进行了经济学和社会学的分析。从P2P网络贷款人贷款动机的理性研究、构造一个P2P网络借贷中贷款人理性行为的模型、通过P2P网络借贷贷款人成本理论分析及P2P网络借贷贷款人激励理论四个方面分析贷款人的行为理性。 The thesis analyzed international P2P lending, in which lenders in developed countries will lend money to low-income people in the developing countries free of interest to help them improve their lives. The papers analyzed the rationalities of lender behavior from four aspects, including the rationality study on lenders' motivation, the construction of lenders' rational behavior model, the cost theory analysis on P2P lenders and the P2P lenders incentive theory analysis.
领 域: [经济管理]