机构地区: 对外经济贸易大学金融学院
出 处: 《湖南师范大学社会科学学报》 2012年第6期93-98,共6页
摘 要: 国内学术界不乏对银行业市场结构问题的研究,但却鲜有针对我国银行业市场结构与金融发展的直接关系而做出系统分析的。由于我国金融业属于银行导向型,因此银行业市场结构与金融发展的关系密不可分,研究二者之间的关系既是一个独特的视角,又符合我国的实际情况。研究结果显示:银行业市场结构对金融发展的影响是逆向的,银行业市场结构越集中金融发展越缓慢。我国应优化银行业市场结构,形成金融创新的市场激励机制,最终实现金融的发展。 There are many domestic academia on the issue of banking market structure. However, no study has sys- tematically analyzed directly related to China's banking market structure and financial development. China's financial sector is bank-oriented, so the relationship between banking market structure and financial development are inseparable, research between these two is not only a special perspective, but also in line with China's actual situation. We draw a conclusion that China should optimize the banking market structure, format a market incentives for financial innovation and realize the financial development ultimately.
领 域: [经济管理]