作　　者： ;

机构地区： 西南林业大学

出　　处： 《金融教育研究》 2012年第3期3-8,共6页

摘　　要： 美国次贷危机,逐步演变为席卷全球的金融危机。就其中的系统性风险监管而言,美国系统性风险监管的教训惨痛,其监管理论和做法的缺陷是重要原因。中国系统性风险监管的成功经验在于,力行宏观审慎监管,使金融体系增强风险抵御能力;实施逆周期调控,保证金融体系稳健运行;适时风险警示,提早采取应对措施;政府及时干预,避免危机传染。中国必须坚持有中国特色的监管理念与原则,认真总结系统性风险监管经验,更好地促进国民经济健康发展。 American subprime mortgage crisis gradually evolved into the global financial crisis. The systemic risk regulation lessons in the United States was bitter, whereby, the defect in the regulation theory and practice was one of important reasons. By contrast, the successful experience in Chinese systemic risk regulation is that the financial system enhances the ability to withstand risks by implementing macro prudential supervision;ensures the stable operation of the financial system making use of inverse cycle strengths the government intervention in time for avoiding crisis philosophy and principles with Chinese characteristics, sumsup promote the healthy development of the national economy. regulation; warns in time to take early measures; infection. In short, China must adhere to regulation the supervisory experience conscientiously to better

关 键 词： 金融监管 金融危机 系统性风险 宏观审慎监管 微观审慎监管

领　　域： [经济管理]