作　　者： ; ;

机构地区： 广东培正学院经济学系

出　　处： 《安徽农业科学》 2010年第28期15998-16000,共3页

摘　　要： 阐述了我国农业巨灾风险巨灾风险的状况:一是灾害种类多,发生频率高;二是影响范围广,灾害损失大。介绍了农业巨灾风险的特点:一是农业巨灾风险的风险单位大;二是农业巨灾风险的区域性强;三是农业风险具有广泛的伴生性。剖析了我国农业巨灾风险的管理的局限,指出在我国现阶段农业巨灾风险管理体系中中,政府财政压力大,巨灾损失的补偿范围小、层次低。基于上述分析,构建了我国农业巨灾风险保障体系:一是建立农业巨灾风险再保险体系;二是建立单项农业巨灾风险基金;三是通过风险证券化转移农业巨灾风险;四是建立多层次农业巨灾风险应对机制。 Agricultural risks in our country have been introduced： firstly, disasters are multiple and frequently happened; secondly, widely affected and seriously suffered. Features of risks also are introduced ： the first is the agricultural risk unit is large ; the second is the agricultural risk is strongly regional ; the third is the agricultural risk is universally half revival, the paper discusses the limits of the agricultural risks man- agement, pointing out that in the management systems of agricultural risks, government finance is strongly burdened, compensations on the ca- tastrophe is small in region, low in level. Based on the above analysis, the protection systems of agricultural risks have been constructed ： the first is to establish the reassurance systems of agricultural risks ; the second is to establish the risk funds of single agricultural item ; the third is to transfer the catastrophe risks through stocks： the fourth is to construct multi leveled countermeasures of agricultural risks.

关 键 词： 巨灾风险 自然保险 再保险 巨灾风险基金

领　　域： [农业科学]