作　　者： ;

机构地区： 广东金融学院金融系

出　　处： 《税务与经济》 2009年第6期47-51,共5页

摘　　要： 企业集群是由大量联系密切的企业组成的网络,具有网络组织的一般属性。企业集群竞争优势不仅体现在企业间的生产网络上,而且与企业间的社会关系网络有着直接联系,从关系嵌入视角分析企业集群融资的优势,这种优势主要体现在化解中小企业与银行之间信息不对称问题以及降低银行成本和信贷风险等方面。而中小企业集群融资选择以互助担保公司为中心的集群融资平台,实现中小企业向银行通过担保融资,将有效缓解集群内中小企业融资难的问题。 Enterprise cluster is composed of a large number of continuous close network of companies with the general properties of network organizations. Its competitive advantage not only lies in the inter-firm production networks, enterprise cluster is also directly linked with the social relationships networks among enterprises. This advantage is mainly reflected in resolving information asymmetry between banks and SMEs and reducing the banks cost and credit risk and so on, analyzed from relationship embeddedness perspective. While if small-middle enterprises choose mutual guarantee companies .as the center of financing platform to achieve secured financing from banks, it will effectively ease the financing difficulties of SEMs in the cluster.

关 键 词： 企业集群 网络 关系嵌入 互助担保

领　　域： [经济管理] [经济管理]