机构地区: 华南农业大学经济管理学院
出 处: 《商业研究》 2008年第1期42-45,共4页
摘 要: 信贷配置是银行的基本功能。具体看,银行能促进信贷资本配置于长期项目、高科技项目和高效益项目。比较看,银行的配置功能优于股票市场而劣于公司债券。金融规制、金融制度等制度因素影响银行经理行为从而也影响银行的信贷资本配置效率。 Credit capital allocation is known as the basic function of a bank. Specifically, banks focus the loan on long - term or hi - tech projects. Its allocation function excels at stock market while lower then corportate bonds. Infulenced by the financial institntional elements, bank managerslbehavior may also affect its efficiency.
领 域: [经济管理]