作　　者： ;

机构地区： 嘉应学院经济与管理学院县域经济研究所

出　　处： 《贵州财经学院学报》 2007年第5期28-34,共7页

摘　　要： 金融"瓶颈"是制约县域经济发展的重要因素。形成原因主要有:金融机构经营方式转化上对县域经济重视不够;金融管理体制改革滞后,导致央行货币政策在县域传导不畅;国有商业银行信贷功能退化,严重削弱了对县域经济发展的支持力度;国家产业政策的影响;金融企业本身素质限制以及县域社会信用环境差等。改革完善的思路主要有:金融业转制和发展战略上必须高度重视县域经济;完善县域金融服务体系;深化县域金融体制改革,增加信贷资金投入,防止县域资金外流;完善县域经济金融政策支持体系,加大对县域经济的信贷支持力度;强化县域社会信用环境建设,为银行信贷支持和开展多样化金融服务创造良好的社会基础。 Financial ＂bottleneck＂ is an important factor constraining county economic development. The causes are as follows ： financial institutions do not pay enough attention to county economies in transforming their operating mechanism ; reforms of financial control system lags behind, resulting in impeded transmission of the central bank＇s monetary policy in county economies ; the deterioration of the credit function of state - owned commercial banks seriously weakens their support for county economic development; the impact of the state industrial policy; limitations of the qualifications of financial firms ; and weak social credit climate in county economies. Ideas for reforms and improvement include ： the financial industry must emphasize county economies in its restructuring and development strategy; improving county financial services system; deepening county financial system reforms, increasing credit funds, and guarding against fund outflow; strengthening financial support system and boosting credit support ; and improving social credit climate and building a social foundation for credit support and various financial services by banks.

关 键 词： 县域经济 金融 瓶颈 形成原因 改革思路 服务体系

领　　域： [经济管理]