作　　者： ; ;

机构地区： 暨南大学经济学院

出　　处： 《金融理论与实践》 2007年第7期23-26,共4页

摘　　要： WTO过渡期结束后,我国银行业全面对外开放,国内商业银行面临的风险形势日益严峻,因此,适应外部环境的变化,设计一个健全、有效的风险管理组织结构对银行具有重要意义。权变理论的基本观点是有效组织的设计取决于环境的特性,不存在一个最佳的组织结构模式。基于权变理论,我们通过考察当前我国商业银行面临的主要环境因素,并借鉴国际先进模型和参考巴塞尔委员会有关规定,认为设计我国商业银行风险管理组织结构应遵循八大原则。 With the WTO transition period coming to an end, China＇s banking industry is opened in an all-round way. Domestic commercial banks are facing an increasingly grim risk situation, so it is of great significance for banks to design an effective organizational structure for risk management in the light of the changing external environment. The basic point of Contingency Theory is that the design of an effective organizational structure depends on the characteristics of environment, and that there is no best model of organizational structure. Based on Contingency Theory, by examining the major environmental factors of commercial banks in China and learning from the advanced foreign model and the provisions of the Basel Committee, we suggest that eight principles should be followed in designing the organizational structure for risk management of China＇s commercial hanks

关 键 词： 风险管理 组织结构 设计 权变理论

领　　域： [经济管理]