作　　者： ; ;

机构地区： 广州大学法学院

出　　处： 《广州大学学报（社会科学版）》 2005年第9期42-45,共4页

摘　　要： 虽然《麦克兰·佛格森法》的目的是肯定州保险监管的地位,但实质上它确立了美国保险业在反垄断法上的适用除外原则。美国等西方国家保险业的反垄断豁免对我国保险业的开放与竞争规制具有借鉴作用。我国应依据国情,在相关立法中明确保险业原则上为反垄断法适用除外行业,同时不断扩大保险市场的对外对内开放,完善竞争机制。 Though the purpose of the Mc Carran-Fergusoon Act is to ensure the position of the State insurance supervision, it actually established the inapplicability principle in anti-trust law in American insurance industry. American and western countries＇ anti-trust immunity can serve as an example for our country when we open our insurance market and encourage competition. We should make it clear in legislation that according to our country＇ s conditions, insurance industry in principle is an anti-trust inapplicability profession, that we should further the opening up of insurance market and improve the competition mechanism.

关 键 词： 美国 保险市场 竞争规制 立法 个案分析 麦克兰 佛格森法 反垄断法

领　　域： [政治法律]