机构地区: 广东工业大学应用数学学院
出 处: 《暨南大学学报(自然科学与医学版)》 2004年第5期517-520,共4页
摘 要: 在投资基金服从对数正态分布的假设下,对短期保险合同,讨论了在投资收益影响下的保费定价问题,并对两种常见的保险进行了相应的分析,得出了它们在一定置信度下,公司为达到或超过某利润率所应厘订的保费定价公式. Under the assumption that investment fund follows the lognormal distribution. The pricing question affected by investment gains is discussed for short-period insurance contracts. In addition, the same question for two kinds of general insurance types are a lso analyed. Premium pricing formulas, that an insurane company should determine in order to arrive at or surpass a profit rate under certain credibility level, are given.
领 域: [经济管理]